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Homeowners Insurance in and around Ottawa

Would you like to create a personalized homeowners quote?

There’s No Place Like Home

Home is where your heart is. You need homeowners coverage to keep it safe! You’ll get that with homeowners insurance from State Farm, the leading provider of homeowners insurance. State Farm Agent Chad Lucas is your knowledgeable authority who can offer a protection plan adjusted to fit your individual needs.

Homeowners of Ottawa, State Farm has you covered

Help protect your home with the right insurance for you.

Homeowners Insurance You Can Trust

Chad Lucas will help you feel right at home by getting you set up with reliable insurance that fits your needs. Protection for your home from State Farm not only covers the structure of your home, but can also protect valuable items like your pictures.

Whether you're prepared for it or not, the unexpected can happen. But with State Farm, you're always prepared, so you can kick off your shoes knowing that your belongings are protected. Additionally, if you also insure your car, you could bundle and save! Contact agent Chad Lucas today to go over your options.

Have More Questions About Homeowners Insurance?

Call Chad at (815) 433-0058 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Preparing to sell your home

When preparing to sell your home, these updates/tips/improvements can help entice buyers. Learn more about how to stage a house while living in it.

Compare different types of mortgages

Knowing the different types of mortgages can be confusing. Learn the different mortgage types and determine what may work best for you.

Safety tips for food spoilage

Whether you’re experiencing a power outage or left some food out for a while, here are some safety tips to help avoid consuming spoiled food.

How to prevent pipes from freezing

Frozen pipes can cause significant water damage in your home. State Farm provides ways to help prevent frozen pipes, and how to deal with burst pipes.

Profile photo of a State Farm Agent named: Chad Lucas

Chad Lucas

State Farm® Insurance Agent
Office Address:
109 W Michigan St
Ottawa, IL 61350-2018
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Chad Lucas

Chad Lucas

State Farm® Insurance Agent
Office Address:
109 W Michigan St
Ottawa, IL 61350-2018
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Preparing to sell your home

When preparing to sell your home, these updates/tips/improvements can help entice buyers. Learn more about how to stage a house while living in it.

Compare different types of mortgages

Knowing the different types of mortgages can be confusing. Learn the different mortgage types and determine what may work best for you.

Safety tips for food spoilage

Whether you’re experiencing a power outage or left some food out for a while, here are some safety tips to help avoid consuming spoiled food.

How to prevent pipes from freezing

Frozen pipes can cause significant water damage in your home. State Farm provides ways to help prevent frozen pipes, and how to deal with burst pipes.