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Auto Insurance in and around Ottawa

Would you like to create a personalized auto quote?

You've Got Places To Be. Let Us Help!

Why choose Chad Lucas to help you with auto insurance? You want an agent who is not only a resource in the field, but is also your personal associate. With State Farm, Ottawa drivers can enjoy an insurance policy personalized for their unique needs, all backed by the leading provider of auto insurance.

The Ottawa area's top choice for car insurance

Let's hit the road, wisely

Auto Coverage Options To Fit Your Needs

Wonderful insurance as well as multiple savings options are all offered with State Farm. Your coverage can include medical payments coverage, uninsured motor vehicle coverage or liability coverage, while your savings options can range from an anti-theft discount, the good driver discount or accident-free driving record savings. State Farm agent Chad Lucas can answer any questions and confirm the individual options that may be right for you.

Plus, your coverage can be personalized for your lifestyle, to include things like car rental insurance and rideshare insurance. And you can cover a variety of vehicles—whether it's a boat, antique car, RV or motor scooter.

Have More Questions About Auto Insurance?

Call Chad at (815) 433-0058 or visit our FAQ page.

Simple Insights®

Driving distractions and how to avoid them

Driving distractions endanger drivers, passengers and pedestrians. Here are common driving distractions and tips on how you can help avoid them.

Put the brakes on aggressive driving

Stay alert for the signs of aggressive driving in other drivers — or perhaps even road rage bubbling up in you.

Safety tips when riding a motorcycle with a passenger

Riding double on a motorcycle requires extra caution. Do your research and know what’s different when it comes to safety when you have a passenger on your bike.

What is first party medical and PIP coverage?

Personal Injury Protection (PIP) pays the reasonable and necessary medical expenses you and your passengers incur after an accident, regardless of fault.

Profile photo of a State Farm Agent named: Chad Lucas

Chad Lucas

State Farm® Insurance Agent
Office Address:
109 W Michigan St
Ottawa, IL 61350-2018
Map & Directions

Would you like to create a personalized auto quote?

Profile photo of a State Farm Agent named: Chad Lucas

Chad Lucas

State Farm® Insurance Agent
Office Address:
109 W Michigan St
Ottawa, IL 61350-2018
Map & Directions

Simple Insights®

Driving distractions and how to avoid them

Driving distractions endanger drivers, passengers and pedestrians. Here are common driving distractions and tips on how you can help avoid them.

Put the brakes on aggressive driving

Stay alert for the signs of aggressive driving in other drivers — or perhaps even road rage bubbling up in you.

Safety tips when riding a motorcycle with a passenger

Riding double on a motorcycle requires extra caution. Do your research and know what’s different when it comes to safety when you have a passenger on your bike.

What is first party medical and PIP coverage?

Personal Injury Protection (PIP) pays the reasonable and necessary medical expenses you and your passengers incur after an accident, regardless of fault.